9294 PANAMA CIRCLE, PORT CHARLOTTE, FL 33981 - Zachos Realty & Design Group

$850,000

BOATER'S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite… Read More occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today's market. Read Less

Courtesy of COLDWELL BANKER REALTY 941-739-6777

Listing Snapshot

Days Online

Last Updated

Jun 24, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

2,146

Lot Size

0.23 Acres

Year Built

2023

MLS Number

A4697075

Additional Details

Property Access

Road Responsibility: Public Maintained Road, Road Surface: Asphalt

Appliances & Equipment

Bar Fridge, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Other equipment: Irrigation Equipment, Generator

Building

Built in 2023, Living area: 2146, Living area units: Square Feet, Building faces Southwest, 1 storey, Levels: One, Construction Materials: Block, Stucco

Cooling

Central Air, Attic Fan

Energy Saving

Energy Efficiency: Construction, Insulation, Windows, Indoor Air Quality: Integrated Pest Management

Exterior Features

Patio/Porch Features: Covered, Enclosed, Front Porch, Rear Porch, Screened, Hurricane Shutters, Outdoor Kitchen, Rain Gutters, Sliding Doors

Fence

Chain Link

Floors

Ceramic Tile

Foundation

Slab

Garage

3 spaces

Heating

Electric

Interior Features

Attic Ventilator, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments

Laundry

Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Lot

0.23 acres, In County, Landscaped, Level, Paved, Mature Landscaping, Trees/Landscaped

Parking

Garage Door Opener, Oversized

Pets Policy

Allowed: Cats OK, Dogs OK, Yes

Pool

Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure

Property

Completed, Other structures: Outdoor Kitchen, Water

Roof

Shingle

Security Features

Smoke Detector(s)

Sewer

Public Sewer

Taxes

Additional parcels description:, Parcel Number: 412121182003, Public Survey Range: 21E, Public Survey Section: 21, Annual Amount: $9,775.95, Tax Block: 4391, Tax Book Number: 10-1, Legal Description: PCH 071 4391 0026 PORT CHARLOTTE SEC71 BLK4391 LT 26 1143/432 1506/1472 2093/532 2149/348 2752/678 2752/680 2752/683 2752/675 3721/2063 4893/1435 5020/2161 3371675, Lot: 26, Year: 2025, Zoning: RSF3.5

Utilities

Cable Connected, Electricity Connected, Fiber Optics, Mini Sewer, Propane, Public, Sewer Connected, Water Connected, Water Source: Canal/Lake For Irrigation, Public

Water Features

Canal - Brackish

Windows

Shades, Shutters, Storm Window(s), Window Treatments

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